Accredut Finance and Investments

About

Personal Loan

About Us

At Accredut Finance, we believe that access to finance is the cornerstone of opportunity. Founded with a vision to bridge the gap between traditional banking and underserved business segments, we offer innovative financial solutions that are fast, flexible, and transparent

As a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India, we specialize in delivering tailored loan products designed to empower Micro, Small, and Medium Enterprises (MSMEs) as well as entrepreneurs across the nation. Our goal is simple yet powerful — to ensure that businesses, no matter their size, have the financial support to grow seamlessly with confidence and ease.

By leveraging cutting-edge technology, customer-first service, and ethical business practices, we make financing inclusive, accessible, and efficient. Whether it’s working capital, expansion funding, or innovative business solutions, Accredut Finance stands as a trusted partner in every growth journey.

Our Vision

To be the most trusted financial partner for MSMEs and entrepreneurs, simplifying access to finance and enabling businesses to grow seamlessly with confidence and ease.

Our Mission

  • Provide quick, transparent, and hassle-free loan solutions with minimal documentation
  • Empower small and medium enterprises with timely access to funds for growth, innovation, and stability
  • Build lasting partnerships through ethical practices, competitive solutions, and customer-first service
  • Leverage technology and innovation to ensure inclusive, flexible, and efficient financing for all

Our Tagline

“Seamless Finance. Boundless Growth.”

Beyond Finance: Management Advisory

At Accredut Finance, we go beyond traditional lending. Along with providing seamless financial solutions, we also extend management advisory services to help businesses:

  • Optimize their financial planning and working capital cycles
  • Strengthen governance and compliance frameworks
  • Identify growth opportunities and expansion strategies
  • Improve operational efficiency with data-driven insights

This advisory-driven approach ensures that our clients not only access capital but also gain the strategic guidance necessary to maximize its impact.

Our Promoters

Accredut Finance is a distinguished venture of the Parikh Family. The Parikh Family embodies a legacy of ethics, integrity, global leadership, transparency in business practices, and a commitment to excellence across every domain of their presence.

The name Parikh Family stands for integrity, excellence, quality products, and a commitment to their word and promises to peers, stakeholders, clients, employees, and business associates.

The Group’s integrated business model encompasses the entire diamond value chain:

  • Direct sourcing of rough diamonds from leading global mining companies
  • Advanced manufacturing of polished diamonds and studded jewellery
  • A comprehensive global distribution and marketing network serving diverse international markets

This worldwide presence, underpinned by decades of expertise, has enabled the Mahendra Brothers Group to establish a lasting legacy of excellence, integrity, and customer-centric solutions.

Our Edge

  • Fast, Transparent, and Paper-Light Process
  • Wide Range of Secured & Unsecured Products
  • Flexible Repayment Structures
  • Experienced Financial Advisors
  • Dedicated Relationship Managers

Our Team

We Are A Creative Team For Your Dream Project
Mr. Shaunak Parikh
Mr. Shaunak Parikh
Promoter

Mr. Shaunak Parikh brings over three decades of multifaceted leadership to Accredut, drawing from a distinguished career in one of India’s most respected diamond and jewellery houses—Mahendra Brothers. A third-generation entrepreneur, Mr. Parikh has been with the group since 1988 and currently serves as Director of Mahendra Brothers Exports Pvt. Ltd., leading its Strategy and Finance division since 2008.

He holds a Bachelor’s degree in Commerce from the University of Mumbai and has further honed his expertise through the Executive Finance & Accounting program at London Business School, as well as a Diamond Grading certification from GIA, Santa Monica.

In 1995, Mr. Parikh played a pivotal role in establishing a state-of-the-art diamond jewellery manufacturing facility at SEEPZ, Mumbai, and led the company’s jewellery division for over 13 years. Known for his calm demeanor and thoughtful leadership, he is affectionately called “Nanu” within the organization. Beyond his contributions to Mahendra Brothers, Mr. Parikh also serves as the Vice Chairman of the Gem & Jewellery Export Promotion Council (GJEPC), helping steer industry-wide initiatives and representing India on global platforms.

At Accredut, Mr. Parikh brings this legacy of integrity, operational excellence, and a forward-looking strategy to create a modern, technology-driven financial ecosystem. His core focus is on empowering SMEs, enhancing supply chain finance, and enabling sustainable economic impact across underserved sectors. A firm believer in principled entrepreneurship, Mr. Parikh seamlessly blends tradition with innovation. In his free time, he enjoys traveling and exploring new places.

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Mr. Vaibhav Shah
Mr. Vaibhav Shah
Chief Operating Officer

Vaibhav Shah is a seasoned banking and finance leader with over 15 years of proven expertise in corporate lending across diverse sectors and industries. A Chartered Accountant by qualification, he brings a strong blend of strategic insight and executional excellence to relationship management, credit structuring, portfolio oversight, and financial advisory.

Throughout his career, Vaibhav has spearheaded high-value transactions and nurtured long-erm partnerships with marquee clients while driving sustainable growth and risk-balanced outcomes. His professional journey spans leadership roles at globally respected institutions including IndusInd Bank, Deutsche Bank, RBL Bank, Shinhan Bank, and The Royal Bank of Scotland.

Known for his ability to combine financial acumen with client-centric solutions, Vaibhav continues to play a pivotal role in shaping innovative banking strategies for corporates in India and beyond.

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Mr. Biju Pattnaik, Mentor


Biju Pattnaik is a seasoned Global banking leader with over 40 years of distinguished experience across India’s public, private, and multinational banking sectors. He embodies strategic foresight, disciplined execution, and values-driven leadership.

He began his journey with the State Bank Group in 1984, developing core strengths in corporate and international banking across sectors like steel, textiles, petrochemicals, and global trade. His ability to navigate complex financial ecosystems led to a pivotal role at ABN AMRO Bank NV, where he rose to become Country Head and later Regional Manager – Asia of Global Management Committee overseeing key markets across India, Hong Kong, Thailand, and Japan.

In 2010, he was appointed Country Executive – India by ABN AMRO’s central board to lead the Project, which aimed to establish a new-age banking platform. When licensing realities evolved, Mr. Pattnaik orchestrated a landmark strategic exit, negotiating a premium sale of the diamond business—setting a global precedence in creating and marketing a portfolio.

Widely recognized for his instinctive approach to risk, he has maintained zero delinquency across multi-billion-dollar portfolios over decades. His trusted advisor model built long-standing client relationships that enabled differentiated pricing and loyalty. As a people leader, he has inspired multicultural teams across Asia, championing inclusivity, engagement, and future-readiness.

His contributions have earned him accolades from GJEPC, JNA, IDCA, and platforms such as G20 and G7, where he has represented India’s diamond and jewellery financing ecosystem. He has also been acknowledged by the Indian Banks’ Association and the Commerce Ministry for setting underwriting benchmarks in the industry.

Mr. Pattnaik is driven by a leadership philosophy rooted in ethics, sustainability, and purposeful growth. At Accredut, he continues to shape a resilient institution anchored in trust, strategic clarity, and long-term value creation.

Mission

OUR MISSION

To be the most trusted financial partner for MSMEs and entrepreneurs, simplifying access to finance and enabling businesses to grow seamlessly with confidence and ease

Vision

OUR VISION

  • Provide quick, transparent, and hassle-free loan solutions with minimal documentation
  • Empower small and medium enterprises with timely access to funds for growth, innovation, and stability
  • Build lasting partnerships through ethical practices, competitive solutions, and customer first service.
  • Leverage technology and innovation to ensure inclusive, flexible, and efficient financing for all
Values

OUR VALUES

“Seamless Finance. Boundless Growth.”