Accredut Finance and Investments

Product

Loan Against Property +
Loan Against Property

High-value loan secured by your residential or commercial property—ideal for business expansion, education, or large personal expenses.

Features:

  • Loan starting with 5 lacs
  • Tenure up to 15 years
  • Competitive interest rates
  • Funding for both salaried & self-employed individuals

Documents Required:

  • Title deed and ownership proof
  • Property tax receipt & sanctioned building plan
  • Income proof (salary slips / ITR / audited financials)
  • KYC documents
  • Bank statements
Business Loan / MSME Loan +
Business Loan / MSME Loan

Supports small and medium enterprises with financial assistance for expansion, working capital, or asset acquisition.

Features:

  • Loan starting with 5 lacs
  • Unsecured options available
  • Flexible repayment schedules
  • Quick processing for GST-registered businesses

Documents Required:

  • KYC documents of business and promoters
  • GST certificate / Udyam registration
  • Financial statements (last 2 years)
  • Bank statements (last 12 months)
  • ITR filings
Working Capital Loan +
Working Capital Loan

Aimed at helping businesses manage day-to-day operational costs such as raw material purchases, payroll, or inventory.

Features:

  • Loan starting with 5 lacs
  • Revolving credit / short-term loan facility
  • Custom repayment schedules
  • Available for service, manufacturing & trading sectors
  • Competitive interest rates

Documents Required:

  • Business KYC
  • Audited financials
  • GST filings / sales invoices
  • Bank statements (past 12 months)
  • Credit history & existing liabilities
Loan Against Securities +
Loan Against Securities

Use your financial assets to secure funds without liquidating your investments. Ideal for short-term liquidity needs.

Acceptable Securities:

  • Shares & mutual funds
  • Bonds & government securities
  • Insurance policies with surrender value

Features:

  • Quick processing with real-time valuation
  • Continue to earn returns on pledged assets

Documents Required:

  • Demat account statement
  • KYC documents
  • Power of Attorney (for lien marking)
  • Statement of holding from DP / Mutual Fund AMC
Personal Loan
Personal Loan

Designed for salaried and self-employed individuals to meet various personal needs like education, travel, home renovation, or medical expenses.

Features:

  • Loans starting with 5 lacs
  • Flexible tenure: 12 to 60 months
  • Fast approvals and minimal paperwork
  • Digital processing and doorstep service

Documents Required:

  • KYC Documents (PAN, Aadhaar, etc.)
  • Salary slips (last 3–6 months) / ITR for self-employed
  • 6 months bank statement
  • Proof of residence
Education Loan
Education Loan

Designed for salaried and self-employed individuals to meet various personal needs like education, travel, home renovation, or medical expenses.

Features:

  • Flexible tenure: 12 to 60 months
  • Fast approvals and minimal paperwork
  • Digital processing and doorstep service

Documents Required:

  • KYC Documents (PAN, Aadhaar, etc.)
  • Salary slips (last 3–6 months) / ITR for self-employed
  • 6 months bank statement
  • Proof of residence
Management Advisory Services +
Management Advisory Services

In addition to financial lending, we offer strategic and financial advisory to help businesses grow with confidence.

Services Include:

  • Business planning & feasibility analysis
  • Fundraising strategy (debt/equity)
  • Financial restructuring & working capital optimization
  • Regulatory compliance & reporting
  • M&A advisory (for eligible clients)

Suitable For:

  • Startups scaling operations
  • SMEs entering new markets
  • Corporates seeking strategic partnerships

Engagement Options:

  • Retainer-based consulting
  • Project-specific advisory
  • Interim CFO / finance head solutions